community car club

Car Club in a Box

Flexible, tailored insurance solutions for community car clubs

Starting or running a community car club shouldn’t mean navigating complicated or costly insurance. That’s why we’ve developed Car Club in a Box, an insurance product designed to give clubs of all sizes the cover they need to operate with confidence.

Why choose BCD for Rural Car Club Insurance?

 
  • Flexible cover from just two vehicles
    Ideal for small, rural, or start-up clubs who need accessible insurance options.

  • Trusted relationships
    With strong connections to the CTA (Community Transport Association) and CoMoUK, we understand your sector and tailor our solutions accordingly.

  • Fleet team service standards Enjoy the same high-level service and support trusted by our established fleet clients.

  • Part of Benefact Group A business built on giving, where all available profits go to good causes.

What is Car Club in a Box?

Car Club in a Box is a specialist insurance solution for community car clubs, whether you’re just starting out or already established. It’s designed to be straightforward, cost-effective, and adaptable — giving you the protection you need without unnecessary complications.

  • Available to all community car clubs (new or experienced).
  • Start from just 2 vehicles.
  • Designed for clubs following DVCC management procedures.
  • Covers drivers aged 25 to 75 (options available outside this range by request).
  • Excess from £500.
  • Windscreen cover included.
  • Competitive rates from £1,500 + tax per vehicle.
  • Finance options available to spread the cost.
  • Extendable to include Public Liability, Employers’ Liability, and Business Insurance.
  • Every policy is individually underwritten via Business Choice Direct for tailored protection.

Why BCD is Different

Many car clubs struggle to find insurers who truly understand their model. At BCD, we specialise in solutions where others can’t. Our team works with you to understand your fleet, usage, and member profile to secure the right protection. With BCD, you gain more than insurance, you gain a long-term partner in your success.

📞 0344 7765302

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