Shop Insurance

For most types of retail services, we can offer specialist advice and insurance policies tailored to your business requirements at competitive rates.

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Key policy features

  • Our policies protect the money in your till, the safe or any cash you take home from your shop.
  • Cover against theft and accidental damage to stock and equipment within your shop.
  • Protection for your customers and employees against accidents which may happen in your shop.
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Why choose Business Choice Direct?

As a shop owner, there is a range of different insurance products that you can choose from. Our Shop Insurance is available in four main sections, Buildings, Contents & Stock, Public Liability and Employers Liability Insurance, all tailored to the retail industry.

Whether you own a large retail outlet or small shop, we give you the choice of different levels of cover that suits your business needs. If you are unsure what level will suit your business best, our experts can guide you through the process, making sure you get the right Shop Insurance cover at a competitive price.

We understand that no two shops are the same and as a retailer you don’t want to take any chances when it comes to your business. To make your life easier, we can handle your Buildings, Contents & Stock Insurance as well as your Public and Employers Liability Insurance, all in one place. We may also be able to cover you for theft or accidental damage to the contents/stock in your shop.

As a shop owner it’s important that you have Public Liability Insurance in place to protect your customers from any unexpected accidents which may happen in your store. Retailers who employ staff are required by law to have Employers Liability cover of at least £5 million or you could face being fined.*


Shop Insurance

Frequently Asked Questions need some help?

How much does Shop Insurance cost?

The cost of Shop Insurance depends on your business requirements. We have experts on hand to guide you through the process and offer you a quote specific to your business.