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Don’t be spooked by insurance claims

Halloween is a notoriously busy time for insurance companies, with a rise in claims related to car damage, vandalism, and accidental damage. Malicious damage claims increase by 21% in October and November1 Eggs can dent car panels, chip paintwork, or even break windows. If you have a garage, it’s wise to lock your car away […]

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Road Safety Week 2024

BRAKE Road Safety Charity puts road victims at the centre of their latest Road Safety Week campaign. After the crash, every road victim counts Is the theme of this years’ Road Safety Week, running from 17th to 23rd November. With more than 1700 people dying every year on UK roads and 30,000 people suffering serious, […]

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How does your licence affect your minibus insurance?

Driving a minibus for commercial purposes without the correct licence is illegal. In the UK, a standard Category B car driving licence may allow some people to drive minibuses under specific conditions, particularly for private or voluntary use, if they passed their driving test before January 1, 1997.1 However, for commercial operations—such as transporting passengers […]

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Common Driving Offences | Insurance for Convicted Drivers

According to the road safety charity IAM RoadSmart, the number of drivers with points on their licence has rapidly increased from 2022 to 2023. 1 Drivers will need to change their driving habits and behaviours to avoid driving bans, or worse still, injuring or killing themselves or someone else. In addition to being a threat to […]

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Can Wearing the Wrong Shoes Affect Your Van Insurance?

As a courier driver, you will no doubt have a selection of clothing (perhaps even a uniform or branded gear) that keeps you cool in summer, warm in winter and most important, protected, and comfortable. But what about the shoes you wear for driving, and how could wearing the wrong footwear have a negative impact on your […]

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What is Hire & Reward Insurance? | Complete Guide

In the UK insurance market, “Hire and Reward” insurance and “Goods in Transit” insurance are two distinctly different insurance products. They meet different needs within the transport and logistics sector. Here’s a breakdown of the differences between the two: Hire and Reward Insurance Definition: Hire and Reward Insurance is a type of vehicle insurance that […]

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