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Public Liability Insurance for Couriers: Why You Need It

For couriers, whether self-employed or part of a larger delivery company, protecting yourself from potential risks is crucial. One essential type of protection is Public Liability Insurance. This insurance provides coverage in case a third party, such as a member of the public or a client, is injured or their property is damaged due to […]

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What Is Courier Insurance- What You Need To Know

Courier Insurance is a specialised type of commercial vehicle insurance designed for individuals and businesses that transport goods for hire and reward. Unlike standard car or van insurance, courier insurance provides protection specifically tailored to the unique risks faced by those in the courier industry. This includes increased mileage, more frequent stops, and the handling […]

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How does your licence affect your minibus insurance?

Driving a minibus for commercial purposes without the correct licence is illegal. In the UK, a standard Category B car driving licence may allow some people to drive minibuses under specific conditions, particularly for private or voluntary use, if they passed their driving test before January 1, 1997.1 However, for commercial operations—such as transporting passengers […]

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Common Driving Offences | Insurance for Convicted Drivers

According to the road safety charity IAM RoadSmart, the number of drivers with points on their licence has rapidly increased from 2022 to 2023. 1 Drivers will need to change their driving habits and behaviours to avoid driving bans, or worse still, injuring or killing themselves or someone else. In addition to being a threat to […]

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Can Wearing the Wrong Shoes Affect Your Van Insurance?

As a courier driver, you will no doubt have a selection of clothing (perhaps even a uniform or branded gear) that keeps you cool in summer, warm in winter and most important, protected, and comfortable. But what about the shoes you wear for driving, and how could wearing the wrong footwear have a negative impact on your […]

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What is Hire & Reward Insurance? | Complete Guide

In the UK insurance market, “Hire and Reward” insurance and “Goods in Transit” insurance are two distinctly different insurance products. They meet different needs within the transport and logistics sector. Here’s a breakdown of the differences between the two: Hire and Reward Insurance Definition: Hire and Reward Insurance is a type of vehicle insurance that […]

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Best Hire and Reward Insurance: What You Need to Know

When it comes to protecting your business, choosing the right Hire and Reward Insurance is important. But what exactly is Hire and Reward Insurance, and why do you need it? Here you can read more about what you need to know to make an informed decision. What is Hire and Reward Insurance? Hire and reward […]

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