Employers Liability is Insurance cover which protects you against and costs of legal fees should an employee sue your business for any illness or injury which occurred when working for you. You are legally required to have correct the Liability Insurance if you have employees.
Employers Liability Insurance
Employers Liability Insurance is designed to protect your employees in case they suffer death or an injury whilst in the workplace. It also protects you as their employer in the event a legal claim for death or injury is made against you.
This cover is a legal requirement if you employ labour only sub contractors. A labour only sub cotractor is a contractor you employ on a full time or part time/ voluntary basis. who does the same trade as you.