Fleet Insurance is a specialist type of commercial insurance policy, so it isn’t available through all insurance providers. As a specialist broker, BCD are industry experts, familiar with all the types and levels of cover available.
Overall, a Fleet Insurance policy offers similar coverage to a standard car or vehicle policy, plus some additional features designed for business needs.
A Fleet Insurance policy can cover aspects such as;
These features are available from most Fleet Insurance providers, either as standard or as optional extras.
You will need to check specific exclusions, for example Motorbikes, Forklift trucks and excavators tend to need specific cover.
In addition, Fleet Insurance policies cannot cover all types of claim.
It would not for example cover;-
Fleet Insurance covers multiple vehicles. The number of vehicles considered a fleet varies according to the provider. For BCD that number is 3 or more. The vehicles can be registered in the company name, partner or director of the company, allowing one policy to cover all your vehicles with the business. It can be more cost effective than insuring each individual vehicle separately.