If you are a business that transports goods, property/parcels, or people (passengers) and you get paid to do so, you legally need specific Hire & Reward Insurance. If you’re a courier delivering goods using your own vehicle, you’ll need to take out Hire & Reward Insurance. It covers you for delivering parcels and packages in exchange for payment.
This means that if you are involved in an accident while on the job, your insurance will cover vehicle repair, third party, and legal costs. It is essential for Hauliers, Taxi Drivers, Coach Drivers, Couriers, Fast Food Delivery Drivers, Chauffeur Drivers, Funeral Car Drivers, or anyone that carries people or property of others in exchange for a fee.
Hire & Reward Insurance policies for fleets are designed for businesses with three or more vehicles.