TRades & Professions

Health & Well-being Insurance

From hair stylists to yoga practitioners, the beauty, health and wellbeing industry covers a variety of different professions. Finding the right insurance can be a challenge. That’s where we come in.

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What do I need to look for in health & wellbeing insurance?

  • Public Liability Insurance – If a member of the public is injured in your place of work, they may decide to take legal action. Public Liability Insurance supports you in these circumstances. Unlike professional indemnity, their injury does not need to be related to the execution of your services.
  • Employers Liability Insurance – As an employer, you have a duty of care to look after your employees. Employers Liability Insurance supports you if an employee decides to make a claim against you.
  • Professional Indemnity Insurance – mistakes happen from time to time and when you’re looking after someone’s self-esteem or wellbeing, the consequences can be particularly sensitive. Professional Indemnity Insurance is there to help if a treatment goes wrong, or a client tries to make a claim against you for wrong or inadequate advice.
  • Property and contents insurance – if you own a salon, studio or work from a single location you will need to ensure your premises and its contents against loss, damage or theft.
  • Equipment & stock insurance – Mobile practitioners should consider the cost of replacing lost, damaged or stolen equipment and stock. Being able to replace the tools of your trade quickly can mean the difference between continuing to work or being forced to reschedule appointments

Why choose Business Choice Direct?

Being self-employed in the health & wellbeing industry can be as stressful as it is rewarding. Protecting your business properly is not a five minute job, but finding more than five minutes to trawl through insurance documents can be a struggle. That’s where we come in. We have experience insuring professionals in your industry so we can efficiently find policies that match your needs.


Salon

Frequently Asked Questions need some help?

I am a counsellor, can I get covered?

Yes – we insure life coaches and counsellors. We would recommend you give us a call and talk through your profession and our in-house experts and advise you on what the best type of cover is for you and your business.