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Policy Documents

A full list of our policy documents are located here along with our optional extensions IPID documents. If you have trouble accessing your courier insurance policy documents, or if you would like a copy in a different form, please email contactus@businesschoicedirect.co.uk

Policy Providers

Ageas

Document TitleApplies FromDownload
Ageas - Commercial Vehicle - IPID01/02/2025Download
Ageas - Commercial Vehicle - Policy Wording01/02/2025Download
Ageas - Van Guard - Policy Wording01/07/2021Download
Ageas - Van Guard Comprehensive - IPID01/07/2021Download
Ageas - Van Guard TPFT - IPID01/07/2021Download

Ark

Document TitleApplies FromDownload
Ark - Commercial Vehicle Policy - Policy Wording01/07/2021Download

Aviva

Document TitleApplies FromDownload
Aviva - Your Van - Policy Wording01/06/2018Download

Axa

Document TitleApplies FromDownload
Axa - Commercial Vehicle Policy - Policy Wording07/05/2025Download

Covea

Document TitleApplies FromDownload
Covea - Commercial Vehicle Policy - Policy Wording07/05/2025Download

Haul In One

Document TitleApplies FromDownload
Haul In One - DCL - Policy Wording03/01/2024Download

Highway

Document TitleApplies FromDownload
Highway - Clear Van Insurance - Policy Wording01/03/2023Download
Highway - Van Insurance - Policy Wording15/02/2022Download
Highway - Clear Van Insurance - IPID01/01/2021Download

NIG

Document TitleApplies FromDownload
NIG - Commercial Vehicle Policy - Policy Wording07/05/2025Download

Prestige

Document TitleApplies FromDownload
Prestige - Van Insurance - IPID01/05/2022Download
Prestige - Van Insurance - Policy Wording01/05/2022Download

Sabre

Document TitleApplies FromDownload
Sabre - Commercial Vehicle Policy - Policy Wording07/05/2025Download

Watford Carriage of Own Goods

Document TitleApplies FromDownload
Watford Carriage of Own Goods - Commercial Vehicle Insurance - Policy Wording01/01/2025Download
Watford Carriage of Own Goods - Commercial Vehicle Insurance - Policy Wording01/09/2024Download

Watford Courier Van

Document TitleApplies FromDownload
Watford Courier Van - Van Courier - Policy Wording01/01/2025Download
Watford Courier Van - Van Courier - Policy Wording01/06/2023Download

Optional Extensions

Excess Protection

Document TitleApplies FromDownload
Excess Protection - IPID01/03/2019Download
Excess Protection - Policy Wording01/03/2019Download
Document TitleApplies FromDownload
Legal Expenses - IPID11/02/2025Download
Legal Expenses - Policy Wording11/02/2025Download

Roadside Assistance Courier

Document TitleApplies FromDownload
Roadside Assistance Courier - IPID01/05/2025Download
Roadside Assistance Courier - Policy Wording01/05/2025Download

Roadside Assistance Own Goods

Document TitleApplies FromDownload
Roadside Assistance Own Goods - IPID01/05/2025Download
Roadside Assistance Own Goods - Policy Wording01/05/2025Download

Vehicle Replacement

Document TitleApplies FromDownload
Vehicle Replacement - IPID01/12/2019Download
Vehicle Replacement - Policy Wording01/12/2019Download