What insurance do I need?

Carriage of goods for hire and reward on your vehicle is legally required, you will also need to be sure your Insurance covers fast food delivery.

Public & Employers Liability, you should first check with your Business Insurance that deliveries are not covered, if needed we can provide you wish cover for both Public and Employers Liability to deliver to your customers, remember Employers Liability is legally required for full or part time staff.

Goods In Transit, not legally required by you may wish to insure the goods your delivering against theft or damage

Can I just add on Hire and Reward onto my existing policy?

There are some top up policies in the market however they generally only cover for ‘Third Party only’ and this means if you have an accident whilst delivering you will need to pay for the repair or replacement of your vehicle which could be costly.

Why should I use BCD

Delivery insurance is in our blood, its what we were founded to do. We have access to specific fast food delivery products that not just give you the legally required insurance you need but also grant you fully comprehensive cover to protect the vehicle you are using.

How can I get a quote?

You can get a quote by ringing our dedicated sales team on 0344 776 5700 Monday to Thursday 9am – 7pm, Friday 9am – 5:30 pm, and Saturday 9am -1pm.

Alternately request a call back on our website.

What do I need to get a quote?

Details of your business and what it does exactly

Vehicle information including registration and purchase dates

Details on your no claims bonus and any claims history

All driver information including their driving history and any claims

How long will a quote take?

The first call will take 10-15 minutes, we will submit your information to the specialist insurers on our panel who provide this unique product